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Fee Schedule
Checking Account Fee  
Share Draft Orders Based on Style Desired
Overdraft from Line of Credit $5 (per transfer)
Overdraft from Savings $1 (per transfer)
NSF Returned Items (ACH/Share Drafts) $28.00
Courtesy Pay (ACH/Share Drafts) $28.00
Share Draft Collection $28.00
Stop Payment (each item) $22.00
Manual Funds Transfer (to cover Neg. Balance) $5.00
Photocopy of Share Drafts (per item) $3.00 
Statement Copy (per month) $5.00
Paper Statement (Account Print-Out) $3.00 
Investigation/Account Reconciliation $25.00 per hour
Credit Union Official Check (One free check per week) $1.50
Early Closure of Accounts (90 days or less) $15.00
ATM/Debit Card Fees  
Replacement Card $10.00 each
ATM Transactions (Outside of Network) $3.00
PIN Replacement/PIN Mailer $5.00
Card Replacement Rush $50.00
Other Fees  
Membership Fee (one-time) $5.00
Inactive Accounts Fee (12 months of no Activity/Dormant) $2.00 (every month)
Invalid Address Fee $3.00 (every month)
Escheatment Fee $6.00
Annual IRA Maintenance Fee $25.00
Excessive Withdrawals (Regulation D - More Than 6) $1.50 (every month)
Domestic Wire Transfer $15.00
International Wire Transfer $30.00
Money Orders $2.00
Notary Service (free for CU related documents) $10 per signature, other documents
Fax Fees (Local) $0.25 per page
Fax Fees (Non-Local) $1.00 per page 
Copies $0.25
On-us Cashed Check by a Non-Member $10.00
Tax Levy $30.00
Garnishment $30.00 (per Garnishment)
Verification of Deposits $5.00
Verification Letter $15.00
Credit Cards (VISA)  
Replacement $15.00
Cash Advances $3.00
Late Fee $15.00 (after 15 days)
Loan Fees  
Payday Loan Process Fee $45.00
Deed of Trust Reconveyance Fee $95.00
Loan Subordination Fee $150.00
Skip-a-Payment $35.00
Duplicate Title/Lien Satisfied $15.00
Ticket Sales  
Discount Tickets to Select Theme Parks (Discount Code: 19-EM83H) Varies
Stamps $12.00
A Regular Share has a par value of five dollars ($5.00) $5.00
One share is required to open an account $5.00
One time Membership Fee required to open an account $5.00

Fees effective as of April 8, 2020. Fees are subject to change without notice

*Transactions at certain ATMs on systems that are not owned by our Credit Union or Co-op network may be subject to a service fee charged by the owner of the terminal and the Credit Union This fee may be imposed by a national, regional or a local automated transfer network that is used to facilitate the transaction.

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Your savings insured to $250,000 per account. This institution is not federally insured, or insured by any state government.