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Payday Advance Loans are a fast and convenient way to occasionally get cash to pay bills and avoid returned check fees. With much more reasonable rates than cash-advance lenders, a Payday Advance Loan is your best choice when you just can’t wait until payday. There’s no wait and no credit check!

  • Borrow up to $1,000*
  • APR of 25%* for up to a 6-month term
  • Low-cost processing fee of $45
  • No credit check
  • Must have an EMCCU checking account with direct deposit

To apply simply download our form, fill it out and email it back to us at This email address is being protected from spambots. You need JavaScript enabled to view it.

Questions? Call us today at (626) 444-0501.

*APR = Annual Percentage Rate. Must have an EMCCU checking account with direct deposit. Loan must be set up for automatic payments from an EMCCU savings or checking account. Only one Payday Advance Loan per member and cannot concurrently have an EMCCU Quick Loan. Contact Credit Union Loan Department for complete details.

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Your savings insured to $250,000 per account. This institution is not federally insured, or insured by any state government.