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Personal Loans

Our low fixed-rate personal loans offer flexible terms to meet your budgetary requirements. Personal loans can be used to:

  • Consolidate high-interest debt
  • Finance your dream vacation
  • Pay medical and dental expenses
  • Improve your credit by pay paying off revolving debt with an installment loan

Apply Now

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Drive Down Your Monthly Payments

Build Your Savings

Grow your money faster! For a limited time, earn 4.50% APY* on a 12-Month certificate.

Learn More about refinancing your auto loan

Play Your Card Right

Skip-A-Pay, Not the Memories!

Skip your loan payment in November or December.

Learn Moreabout skipping a payment

Drive Down Your Monthly Payments

Drive Down Your Monthly Payments

Refinance your auto loan and save!
Up to 2% off your current APR* and no payments for 90 days.

Apply Now about refinancing your auto loan Learn More about refinancing your auto loan

Holiday Loan

Tackle Holiday Spending Head On!

With a Fall loan from EMCCU, you're all set!

Learn Moreabout skipping a payment

Mortgages

Mortgages

We Can Help You Build Your Dream Home!

Learn More about out mortgage loans

Online Membership Application

Online Membership Application

It's never been easier to join El Monte Community CU!

Apply here

Credit Score and More

Staying on top of your credit has never been easier!

Access your credit score & more right within our online and mobile banking.

Learn More about mobile banking

Your One Stop Shop

Your One Stop Shop

Shop local auto inventory and get pre-approved today!

Learn More about local auto inventory

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Your savings insured to $250,000 per account. This institution is not federally insured, or insured by any state government.

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